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Executive Officers and Regional Heads

Fred R. Lowe
Chairman, President & CEOFred R. Lowe has served as chairman of AmCOMP since
September 2005 and has been president, chief executive officer and a director of AmCOMP since
February 1997. He is the chairman of each of AmCOMP's subsidiaries. Mr. Lowe co-founded Florida
Administrators, Inc., one of the Company's subsidiaries, now known as Pinnacle Administrative. From
1992 until 1997, Mr. Lowe was an independent consultant, which included providing consulting
services to Florida Administrators from 1994 to 1997. From 1989 to 1992, Mr. Lowe held various
executive positions with several financial service companies. Mr. Lowe assisted in the conversion
of the Florida Air Conditioning Contractors Association-Self Insurers Fund ("FACCA-SIF"), a
predecessor of AmCOMP Preferred, into a capitalized insurance company. He attended Ohio University.
Debra Cerre-Ruedisili
EVP, COO & DirectorDebra Cerre-Ruedisili has
served as executive vice president of AmCOMP since April 1997, chief operating officer since March
1998 and a director since September 1998. Ms. Cerre-Ruedisili has served as a director of AmCOMP
Assurance since September 1998 and as president and chief operating officer since January 2001. Ms.
Cerre-Ruedisili has served as the president, vice chairman and a director of AmCOMP Preferred since
January 2001, and as the chief operating officer since January 2003. Prior to joining AmCOMP, Ms.
Cerre-Ruedisili served for 10 years as co-chief executive officer and chief operating officer of
MedView Services Incorporated, a managed care provider. From 1984 through 1987, Ms. Cerre-Ruedisili
served as the risk manager of Kmart Corporation. Prior to that, Ms. Cerre-Ruedisili was an attorney
in private practice specializing in defense of workers' compensation claims and a workers'
compensation claims adjuster and claims manager for Transamerica Insurance Group. Ms.
Cerre-Ruedisili served as a member of the Board of Governors of the Florida Workers' Compensation
Joint Underwriting Association from 1999 through 2003. Ms. Cerre-Ruedisili has a B.A. in psychology
from the University of Michigan and a J.D. from the University of Detroit.
Kumar Gursahaney
SVP, CFOKumar Gursahaney joined AmCOMP in December
2003 as assistant vice president, finance. He was appointed senior vice president, chief financial
officer and treasurer of AmComp in July 2004. Mr. Gursahaney served as vice president and chief
financial officer for the insurance operations at Transportation Financial Group from November 2002
through November 2003 and as vice president and comptroller of the Domestic Brokerage Group of
American International Group, Inc. between 1986 and 1998. Prior to joining AIG, Mr. Gursahaney was
an Audit Senior in the New York office of Coopers & Lybrand (now PricewaterhouseCoopers) from
1983 through 1986. Between 1998 and 2002, Mr. Gursahaney was a private investor. He obtained a
Bachelors degree in commerce, economics and accounting from the Sydenham College of Economics,
Bombay, India.
George Harris
SVP, General CounselGeorge Harris joined AmCOMP in
January 2007 as senior vice president and general counsel. Mr. Harris has practiced law in Palm
Beach County, Florida for 32 years, with an emphasis in corporate, real property, banking and
insurance law, primarily representing businesses, financial institutions and insurance companies.
For the last 20 years, he was a principal in the law firm of Harris, Kukey & Helgesen, P.A., in
Palm Beach Gardens, Florida. Mr. Harris received his Juris Doctor from Stetson University College
of Law in St. Petersburg, Florida, and also graduated from Randolph Macon College in Ashland,
Virginia with a B.A. in political science and advanced French studies.
Robert Bienvenu, III
Head, Texas RegionRobert A. Bienvenu, III joined
AmCOMP in 2002 as director of claims for the Texas region. He was promoted to vice president of
claims in 2005, to branch manager in 2006 and to vice president of the Texas region in 2008. From
1994 through 2001, Mr. Bienvenu worked at the Texas Mutual Fund (formerly the Texas Workers’
Compensation Insurance Fund). Initially, he was responsible for the creation of a statewide
response team for catastrophic losses. In 1996, he was promoted to special service manager with
responsibility for the catastrophic, longshore, employers’ liability teams and the statewide
hearings and dispute resolution process. In 2001, Mr. Bienvenu served as an executive with
Association Causality Insurance Company, a subsidiary of Atlantic American, where he contributed to
the Company’s transition from a workers’ compensation only carrier to a multi-line carrier. Mr.
Bienvenu began his career in 1988 with Employers Causality as a multi-line adjuster and was
promoted to claims coordinator in 1990. He holds a Bachelor of Business Administration degree from
Sam Houston State University in Huntsville, TX.
Patrick Cary
Head, Midwest RegionPat Cary has served as the head
of the Midwest region of AmCOMP since it was formed in late 2007. Prior to joining AmCOMP, Mr. Cary
was regional manager of business development for Accident Fund where he worked from 2002 to 2007.
From 2000 to 2002, he was production underwriter for InServe Underwriters of Missouri. From 1996 to
2000, Mr. Cary was marketing manager, Fremont Compensation Insurance. Mr. Cary holds a Bachelor of
Arts degree in Political Science from Eastern Illinois University.
Lisa Perrizo
Head, Northern RegionLisa Perrizo has served as head
of the Northern region, since is was formed in late 2007. From June 2004
until 2007, she was head of the Midwest region of AmCOMP. Ms. Perrizo joined AmCOMP in
1998 as manager of field underwriting for Wisconsin and thereafter assumed the management of
operations in AmCOMP's Wisconsin and Illinois offices. From 1995 through 1998, Ms. Perrizo held
various positions at USF&G/St. Paul (St. Paul/Travelers) including auto specialist,
construction specialist and commercial account manager. From 1992 through 1995, she was a senior
casualty underwriter at Crum & Foster Insurance. From 1987 through 1992, Ms. Perrizo was a
multi-line commercial underwriter for Heritage Mutual Insurance Company (Acuity). She has 17 years
of experience in the property and casualty lines of business. Ms. Perrizo has a B.B.A. in finance
from the University of Wisconsin-Whitewater.
Frank Pinson
Head, Southern RegionFrank Pinson joined AmCOMP in
August 2005 as operations manager in Nashville, Tennessee. He was promoted to Vice President,
Midwest Region, in January 2006, and to head of the Southern Region, in June 2006. From 2004
through 2005, Mr. Pinson was Agency Manager for Geny Insurance Agency. From 2002 to 2004 he was
President of the Middle Tennessee Insurance Agency. From 2000 through 2001, he worked for Highlands
Insurance Group as a Regional Vice President. From 1997 through 2000, he worked for Harleysville
Insurance Company as a Regional Vice President. From 1984 through 1997, he worked for General
Insurance Company, first as a Branch Manager and then later was promoted to Resident Vice
President. Prior to this position, he worked with several insurance companies and agencies in the
Nashville area. Mr. Pinson has 29 years of experience in the insurance industry. He has a B.S.
degree in business administration from Trevecca College, Nashville, Tennessee.
Timothy J. Spear
Head, Mid-Atlantic RegionTimothy J. Spear has served
as head of the Mid-Atlantic region of AmCOMP since January 2006. Mr. Spear also continues to be
responsible for the field underwriting and marketing department for the Mid-Atlantic region. Mr.
Spear served as vice president of field services for AmCOMP's Mid-Atlantic region from February
2003 to January 2006. Mr. Spear joined AmCOMP in 1996, initially assisting with marketing efforts
and, in 1997, he assumed the management responsibilities of the loss control department for the
Southeast region. In 1999, Mr. Spear became co-manager of the field underwriting and marketing
department for AmCOMP's Southeast region. Before joining AmCOMP, Mr. Spear was a loss control
underwriter with FCCI from 1990 to 1992 followed by four years in various capacities with
Associated Business and Commerce Insurance Company, another Florida domiciled workers' compensation
insurance carrier. He has more than 14 years of experience in the workers' compensation industry.
Mr. Spear earned a B.S. in occupational safety from the University of Wisconsin-Whitewater.
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