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Our Successes
No "Slips and Falls" Here
 "In the first year I
placed my workers' comp coverage with AmCOMP, I reduced my loss ratio from 108% to 16% and
significantly lowered the cost of my insurance. As the owner of a small family-owned restaurant,
that was real important to me; and I owe it all to your loss prevention program. My
employees were always slipping on the wet kitchen floor or cutting themselves with the sharp
knives, and I had no idea what to do to reduce our number of claims. I was really worried
about their safety, too.
Melissa [an AmCOMP loss prevention specialist] showed up for a site visit, and she spent a
lot of time with me. She seemed interested in my business and what I had to say. She
took notes and watched my employees work in the kitchen. Within a few days, she came to see
me again; and this time she had a list of simple things I could do to improve my safety
record. We purchased the non-skid mats and non-slip shoes she recommended and bought the
cut-resistant gloves for the kitchen help to wear, too. It was so simple – why didn’t I think
of that myself? Your loss prevention program helped me save money and made my employees
safer. Thank you, AmCOMP."
Richard
Gagliardi
Managing Partner
Waterway Café
North Palm Beach, FL
September 2006
How AmCOMP Did It...A long-term partner agent brought us this account that had very high
loss ratios, resulting in very high workers' compensation expenses. Waterway Café, a family
restaurant in North Palm Beach, Florida with 90 employees, had a high frequency of "slips and
falls" and cuts. Due to the size of the business, they did not have a safety director and did
not know how to reduce their workers’ comp claims.
Our loss prevention personnel visited the restaurant and determined that a few simple
procedures could help dramatically reduce the frequency of their injuries. We recommended
that they put non-skid mats in the kitchen and employees wear non-slip shoes. We also
recommended they purchase cut-resistant gloves to eliminate the injuries, including amputations of
fingers that had occurred in the past due to sharp knives.
Simple, yes, but effective. In the first year working with this account, AmCOMP helped
them reduce their loss ratio, which resulted in a significant savings in the cost of the
restaurant's workers' compensation insurance.
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